How It Works

Step 1

Choose Your Phone

Step 2

Apply in Minutes

Step 3

Pay in Installments

Why Choose Us

Pay Less, Get More

We cut the cost, not the quality. Get premium phones at the most competitive prices, so you always win.

Buy Now, Pay Later

Get your phone today. Pay over time, stress-free. No heavy upfront costs — just seamless ownership.

Flagship Freedom

From the latest iPhone to powerful Samsung Galaxy and popular Tecno series, choose the flagship that fits your life. Our selection is wide and always updated.

Upgrade Made Easy

A smooth process, clear terms, and support at every step. We make upgrading simple, smart, and human.

What Our Customers Say

Daniel M

"I couldn’t afford to pay upfront, but the weekly installments were very manageable."

Sarah Jane

"Clear terms, fast approval, and great customer support. Exactly what I needed."

Michael Brown

"The process was super easy, and I got my new phone the same day. Highly recommended!"

Learn About Afriva

Step 1
– Choose & Apply

Select the smartphone you want from our available options or trusted partner stores, and find a device that fits both your needs and your budget.

Step 2
– Get In Minutes & Pay Later

Complete a quick and simple application online and receive a decision within minutes. No paperwork, no long waits — just a smooth and transparent approval process.

Step 3
– Enjoy Your Phone

Take your phone home immediately and start using it right away, while repaying the cost in affordable weekly installments designed to fit your cash flow.

Who We Are

Afriva – Fintech-Powered Smartphone Installment Platform

Accessible Ownership Enabling flexible, no-upfront installment plans for a wide range of smartphones, through trusted partnerships with global and local brands.

Smart & Inclusive Technology Using fintech and intelligent risk management to deliver simple, secure, and budget-friendly smartphone access for every customer.

Our Vision & Mission

Our Mission

We empower more people by removing financial barriers through fair, flexible installment solutions, providing accessible smartphones that support communication, productivity, and growth for all.

Our Vision

We are building the leading platform for accessible technology, connecting consumers, retailers, and global brands to create an ecosystem where tech access is driven by trust, transparency, and innovation—not limited by upfront cost.

Our Story

Afriva was created with a simple idea: owning a smartphone should not be a luxury.  In many markets, customers face limited payment options despite a strong need for reliable devices.  We saw an opportunity to bridge this gap by working closely with retailers, leveraging technology, and designing installment plans that truly match local financial realities.

Today, Afriva continues to grow alongside its partners, helping more customers get connected while supporting merchants in expanding their businesses.

Why Partner with Afriva

Increase Your Sales

Offer flexible installment plans to your customers and convert more walk-in visitors into paying buyers, even when they can't pay upfront.

Get Paid Quickly

Afriva handles the installment process while you receive payments securely and on time, reducing operational and credit risk.

Easy to Get Started

No complex systems or technical setup required. Our team supports you every step of the way, from onboarding to daily operations.

A Partner You Can Trust

Join a growing network of trusted retailers working with a reliable and transparent fintech platform.

Become a Partner

Fill in the form below and our team will contact you shortly.

Your information will only be used for partnership purposes.

1. What is Afriva?

Afriva is a smartphone installment platform that lets you buy your phone now and pay over time with affordable payments.

2. How does it work?

Choose your phone, complete a quick online application, get approved in minutes, and pay in weekly or monthly installments.

3. Are there any hidden fees?

No. All costs and repayment terms are clearly shown upfront. What you see is what you pay.

4. Which phone brands are available?

We support popular brands including IPhone, TECNO, Infinix, Samsung, and more — from premium to affordable options.

5. When will I receive my phone?

Once approved, you can get your phone immediately and start using it right away.

6. What if I miss a payment?

Contact our support team immediately. We’ll work with you to find a reasonable solution.

1. How can my store partner with Afriva?

Submit your information through the Join Us page, and our team will guide you through the onboarding process.

2. What are the benefits of partnering?

Increase sales, reduce credit risk, and attract more customers by offering flexible installment plans.

3. How does payment work for merchants?

Afriva manages installment collection while your store receives secure and timely payments.

4. Is integration complicated?

No. Afriva provides simple onboarding with minimal setup, plus full support from our team.

5. Can all types of stores join?

Yes. We welcome stores selling smartphones and accessories, from small shops to larger retailers.

6. How long does the merchant approval take?

Our team will review your application and get back to you quickly — usually within a few business days.

Select a state

Business Hours: Mon-Fri: 9:30 AM – 6:30 PM (Local Time)

Tanzania

Email: Iinstallmenttanzservice@outlook.com

Nigeria

Email: Iinstallmentnrluservice@outlook.com

Angola

Email: Iinstallmentangolaservice@outlook.com

Mozambique

Email: Iinstallmentmsbkservice@outlook.com

Zimbabwe

Email: Iinstallmentjbbwservice@outlook.com

Kenya

Email: Iinstallmentkenyaservice@outlook.com

Republic of Congo

Email: Iinstallmentggjsevice@outlook.com

Zambia

Email: Iinstallmentzambiaservice@outlook.com

Ghana

Email: Iinstallmentghanaservice@outlook.com

Cameroon

Email: Iinstallmentcameroonservice@outlook.com

Cote d'Ivoire

Email: Iinstallmentcotedserviceservice@outlook.com

Senegal

Email: Iinstallmentsenegalservice1@outlook.com

Send Us a Message

Fill out the form below and our team will respond promptly.

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